Grants for Housing
General Grants

The ACT Foundation

The ACT Foundation provides grants to both individuals and charities. It aims to enhance the quality of life for people in need (particularly the mentally and physically disabled).

The Foundation offers grants in three areas:

  • Building - this could be funding a bathroom conversion, paying for adaptions not funded through the Disability Facilities Grants, or building work for schools or hospices
  • Equipment - such as mobility aids and medical equipment to assist independent living
  • Financial assistance towards the cost of short term respite.

To apply download an application form. Applications can be made at any time of the year.


Foundations is the national body for Home Improvement Agencies.

The Home Improvement Agencies help vulnerable people such as the elderly, disabled and those on low income to repair, improve or adapt their homes.

There are approximately 210 agencies around the UK and they are all not-for-profit companies.

Their services are not free after the initial consultation but they can advise you if you are eligible for any financial assistance or local grants.

To find your local Home Improvement Agency search here or telephone:

  • England 0845 8645210
  • Wales 029 20576 286
  • Scotland 0141 221 9879
  • Northern Ireland 02890 428314

Foundations also operates the Foundations Independent Living Trust (FILT) which runs the Health Through Warmth Fund.

This provides funding towards installation and heating work for individuals who are suffering from a housing related health issues from the cold and damp. This may include respiratory diseases, arthritis, cancer, cardiovascular disease, reduced mobility and mental illness.

Individuals over 60 years old may also be eligible for additional funding up to £500 for minor electrical work. They are able to offer this as FILT received an additonal contribtion to their Hardship Fund from the Elecrical Safety Council.

Applications for both funds are to be made by the Home Improvement Agencies. They will check an individual's eligibility and complete an application form on behalf of the client.

The Home Improvement Trust

The Home Improvement Trust (HIT) helps elderly people repair, improve or adapt their homes to help them live safely and independently in their own homes.

HIT (a not for profit company) runs the Houseproud Scheme which works with local authorities and home improvement agencies across England, Scotland and Wales.

The local council will arrange for a case worker to visit and discuss the different options including funding the work through the Disabled Facilities Grant, a loan or from personal savings.

The Houseproud scheme is able to access loans to help pay for the work through Equity Release loans.

Severn Trent Trust Fund

The Trust are able to help individuals in need living in the Severn Trent Area with the cost of water/sewage charges.

It is only able to make grants to those suffering from hardship and are unable to pay their bills. They may also be able to provide financial assistance towards other essential bills, household needs or priority debts.

To apply: Download an application form. Proof of household income and a copy of your water bill with be required.

Thames Water Customer Assistance Fund

The Thames Water Customer Assistance Fund is able to help customers who are unable to pay their bills through financial hardship.

To find out further details either mail: or telephone: 0845 456 6863 (9am to 5pm Monday to Friday) or write to: Thames Water Customer Assistance Fund, FREEPOST RSAJ-BXEA-LKLT, Sutton Coldfield, B72 1TJ.

See also:

The George Crombie Trust (Scotland only)

The Hospital Saturday Fund (Home adaptations)

United Utilities Trust (North West England only)

Water Costs  - under "Home" National Discounts an Concessions

Impey Cares (for free adaptations and equipment) - under "Health"

National Discounts and Concessions

Independence at Home

The Screwfix Foundation - Registered charities only

Check out the other pages…….

Disabled Facilities Grant

Energy Saving Grants

Grants for Household Items

Gardening Grants for the Disabled

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