The Motability Scheme is well known for leasing cars and wheelchair accessible vehicles (WAV's) to the disabled.
It is only available to individuals who receive the Higher rate mobility component of the Disability Living Allowance or Personal Independent Payment.
To obtain a car your mobility allowance is paid monthly to Motability as your contribution towards the car.
It is often the only way many can afford to get a vehicle to meet their complex needs.
But what do you do if you can't afford the deposit?
Fortunately, Motability provide financial help towards the deposit for disabled individuals or families on low income.
When you apply for the grant Motability will ask you to complete a financial assessment application form.
If you meet their criteria you will be asked to visit your nearest Mobility Centre for an assessment where they will take details of your disability and check the size of your wheelchair or mobility equipment.
From this information the centre will send a report to Motability making recommendations on the size and type of vehicle to suit your personal situation.
It can produce some interesting results!
Leaving some frustrated with the system and others amazed at the suggestions and insights of the experienced staff at the centre.
Whatever their decision Motability will chose the car - they are a charity and they have to go with the cheapest option to enable them to help more people.
Even if you aren't applying for a grant you may find it helpful to visit one of the Disabled Living/Mobility Centres run by Assist UK for an assessment.
As committing to a 3 or 5 year (for WAV's) lease is a risk as changing cars or ending the contract is difficult - though not impossible if you have a major change in your condition.
The centres usually have a selection of cars and adaptations for you to try and view.
Mobility Road Shows
Every year a number of mobility road shows are held every year around the country.
These are a great opportunity to have a look at what's available and most important whether the vehicle is accessible for you and your equipment.
Exemption from Car Tax
If you receive either the higher rate of the mobility component of Disability Living Allowance or the War Pension Mobility Supplement you will be able to apply for an exemption from car tax.
The car will be registered as a disabled vehicle on the tax disc.
If you have a Motability vehicle you will receive their tax disc direct from Motability and you don't need to apply for the exemption.
Motability have announced an one-off transitional support package to help those who loose the qualifying rate of benefit when they are transferred from Disability Living Allowance (DLA) to Personal Independence Payment (PIP).
They have produced a downloadable guide "Staying mobile after Motability"
NEW Contact Number for Motability
Motability have recently introduced a cheaper 0300 number for it's Customer Service team: 0300 456 4566